Xcredit Customer Care Number, Whatsapp No, Email & Office Address

xcredit also known as xcreditplus is a financial solution app, providing millions of users with flexible and instant credit options. They allow borrowers to access loans up to ₦80,000 swiftly without the need for paperwork, collateral, or registration fees. With a single ID and bank account, applicants can enjoy a hassle-free application process and flexible repayment terms of up to 180 days.

Eligibility requirements include being a Nigerian resident aged 18 years or above, possessing a valid ID, and a mobile number. The advantages of xcreditplus include transparent fee descriptions, low daily interest rates (as low as 0.1%), and the ability to increase credit limits up to ₦100,000 quickly. Personal data is secured with SSL encryption, and borrowers are treated respectfully, even in case of late repayments. Additionally, users can refer friends and earn rewards.

The loan terms specify a credit limit ranging from ₦4,000 to ₦100,000, daily interest rates between 0.1% and 0.6%, and a maximum APR of 36.5% to 182.50%. The repayment example demonstrates that for a loan of ₦4,000 with a payment period of 120 days and a daily rate of 0.1%, the total fee would be ₦480, making the total repayment amount ₦4,480. Borrowers can choose between one-time or monthly repayments.

xcredit ensures user privacy with SSL encryption and provides contact information for any inquiries.